Credit 101

From How to Build Credit and Improve Your Credit Score to Reducing Credit Card Debt and Preventing Fraud, Your Essential Guide to Using Credit to Build Wealth
Boost your personal finances and maximize your buying power by optimizing your credit! As the latest installment in the bestselling Adams 101 series, Credit 101 cuts through the confusion and explains the ins-and-outs of building, boosting, and repairing credit in a straightforward, easy-to-understand way.
Boost your personal finances and improve your buying power by optimizing your credit! Credit 101 is the ultimate beginner guide to understanding your credit, cutting through the confusion, and presenting the ins and outs of building, boosting, and repairing credit in a straightforward, easy-to-understand way.

Your credit score is key to a financially secure future—but, too often, books and websites make understanding credit scores feel confusing and overwhelming. Credit 101 breaks it all down clearly to strengthen your financial literacy with easy-to-understand and up-to-date information so you can make smarter money management decisions.

From understanding the fundamentals of credit to building credit from scratch and avoiding common credit mistakes, this primer is packed with hundreds of tips you can personalize to fit your specific credit-related needs. Inside, you’ll learn:

-What your credit score is and ways to use it to accumulate wealth
-How lenders use your score to approve or deny a loan application
-How to read your credit report and dispute costly errors
-Which loans to steer clear of
-How to protect your identity and avoid common financial scams
-And more!

Whether you are applying for your first credit card, fixing past credit mistakes, or trying to make the most of an excellent credit score, Credit 101 has all the answers—even the ones you didn’t know you were looking for.

UK Delivery:

• Free delivery on all orders of £10 or more.
• £1.49 delivery fee on orders below £10.
• UK orders are shipped via Royal Mail 2nd Class.

International Delivery:

• Flat rate delivery charges vary by country.

Dispatch and Delivery Times:

• All orders are shipped from our warehouse in Northampton, UK within 48 hours of receipt during working hours.
• UK mainland orders typically arrive within 3-5 working days via Royal Mail 2nd Class.
• International estimated delivery times:
• Europe & Channel Islands: 7 to 10 working days
• USA: 7 to 15 working days
• Rest of the World: 9 to 21 working days

View our full delivery infomation here.