Practical Strategies to Budget Better, Earn More, and Reach Your 6-Figure Savings Goals
In Own Your Money, Michela Allocca offers a new, empowering take on how to budget, spend, and invest—for 20-somethings and beyond!
Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance.

In Own Your Money, Michela shares all the tools you need to manage, save, invest, and set a routine to improve your financial life. You’ll find chapters for:

• Budgeting: Don’t make it a dreaded B-word! Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets.
• How to save: It’s all about being SMART (specific, measurable, achievable, relevant, and time-bound).
• How to spend money: That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on fancy coffee.
• Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification).
• Jobs and careers: If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots.
• Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you.