{"product_id":"9781032799414-essential-personal-finance","title":"Essential Personal Finance","description":"\u003cmeta content=\"text\/html; charset=utf-8\" http-equiv=\"Content-Type\"\u003e\u003cp\u003e\u003cspan\u003eA Practical Guide for Students\u003cbr\u003e\u003cp\u003e\u003ci\u003eEssential Personal Finance \u003c\/i\u003eis a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement. The second edition has been fully updated and includes additional case studies.\u003c\/p\u003e\n\u003cbr\u003e\u003cp\u003eYoung people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. \u003ci\u003eEssential Personal Finance\u003c\/i\u003e is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement.\u003c\/p\u003e\n\u003cp\u003eIt provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003ethe nature of financial institutions, markets and economic policy that shape the opportunities and decisions individuals face\u003c\/li\u003e\n\u003cli\u003ethe range of financial assets available to households, risk-return trade-off, basics of portfolio construction and impact of tax\u003c\/li\u003e\n\u003cli\u003ethe importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches\u003c\/li\u003e\n\u003cli\u003ebehavioural finance as a key to understanding factors influencing individual and market perceptions and actions\u003c\/li\u003e\n\u003cli\u003eusing financial data to inform investment selection and create financial management tools that can aid decision-making\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eThe second edition has been fully updated and includes: more information on the cost of living crisis; Fintech, climate change, sustainable finance and cryptocurrencies; financial skills and calculations; tax, trust planning and wills; pensions; regulation and fraud; and additional case studies.\u003c\/p\u003e\n\u003cp\u003eWritten by authors who contribute experience as financial advisers, practitioners and academics, \u003ci\u003eEssential Personal Finance\u003c\/i\u003e is a compelling combination of a textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.\u003c\/p\u003e\n\u003cbr\u003e\u003cbr\u003e\u003c\/span\u003e\u003c\/p\u003e","brand":"Rarewaves","offers":[{"title":"Default Title","offer_id":55669187248502,"sku":"9781032799414","price":62.37,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0092\/7504\/8033\/files\/stand_34588896_bbed9d35-5a4a-4d7c-8917-3f171b2c99d8.jpg?v=1748465808","url":"https:\/\/www.rarewaves.com\/products\/9781032799414-essential-personal-finance","provider":"Rarewaves.com","version":"1.0","type":"link"}